Payments are instant. Payouts still take 90 days. SettleMate closes that gap by attaching rules to money, so one sale settles every party automatically.
The payment takes seconds. The payouts take months. Companies borrow trillions against money they are already owed. Finance teams spend a third of their time chasing, reconciling and collecting. The invoice layer is the last manual layer in payments.
Two parties agree once on percentages, thresholds, caps, and who gets paid. Then every qualifying sale executes automatically. Proof on every line. Refunds unwind themselves. No POS changes. No new rails.
Co-founder, SettleMate.
Product leader with 18 years across retail, fintech, q-commerce, and turnaround environments. Now building the product and protocol layer for self-settling payments.
Founder of Reward. Investor, SettleMate.
More than two decades building at the transaction layer, from loyalty and card-linked rewards to the broader settlement thesis behind SettleMate.